# I have been doing construction for 10 years. After leaving my job, I realized: it’s not the certificate that determines your income, it’s it!

I want to ask you a question: how many years can you save one million by working? I calculated that if I earn 6000 per month, excluding the rent of 1000, I can save 2500 per month

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It takes about 33 years to save 2500 per month

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It takes you 33 years, no resignation, no income interruption, no unexpected changes, no empty savings, no traveling abroad, no spending willfully..

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It’s not easy for most people, some people may not be able to save all their lives

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Besides, do you think the 1 million saved by thrift will still be 1 million now 33 years later? According to an authoritative survey, the real purchasing power of 1 million yuan in 20 years is only equivalent to 110000-450000 yuan this year

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Is it terrible? Hundreds of thousands of money you saved from frugality will be wasted in this way! You can’t imagine that if you save 2500 yuan a month, some people will get 8% of the annual income from financial management

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In just 16 years, you can save 1 million yuan, which can be 17 years ahead of schedule

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The more anxious people are in the workplace, the less money they can earn

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Some people say: I can’t manage money

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If I get promoted and raised, the more money I can get

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He worked hard until midnight, and after half a year, his monthly salary increased by 1000 yuan

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If he wanted to improve his income more quickly and changed jobs frequently, he would rather work for one or two months

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In order to earn extra income, he overdraw his health and overwork

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It seems that he has more money in his hand

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The actual situation is: according to the length of overtime work and the range of salary increase, calculate the hourly salary does not rise but falls; calculate the income lost in the work gap period, and it will take several months to make up for it; earn extra money, excessive work causes health overdraft, and it will take more time and money to recover; how can it be easy for the workplace? Two days ago, my friend Xiao Li told me that she was unemployed again

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At first, she just wanted to find a job with higher salary and better environment by changing jobs

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But I didn’t expect that she was unhappy every time

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She changed four jobs in this year, the longest one was only three months, and the shortest one was less than one month

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‘it’s too hard for people in the workplace, and the whole person is particularly broken,’ she said

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There is not enough economic support, but also to bear the rent, water and electricity, daily expenses and other living expenses

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In order to get income as soon as possible, they have to make career choices in limited time, which increases the instability of work

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Xiao Li said that what she regretted most was that she didn’t prepare enough funds for herself, so that she was so limited

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This also let her understand a truth: to make more money, in order to improve their ability to resist risk

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Li Ka Shing has a saying that is quite right: “before the age of 30, people rely on physical strength and intelligence to make money, and after the age of 30, they rely on money to make money.” We all know the truth, but how can we make money? 2

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Learn to manage money and master a rich life

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My best friend Shan Shan has a stable job in the construction industry, but she hasn’t been able to save money after several years of work

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In their twenties, there is little hope for a promotion or salary increase for employees within the system

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Every time she goes out to play, she dares not buy or spend

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After a period of time to see her, completely different from before

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It doesn’t hurt to buy big brand cosmetics and clothes, and life is not as hard as before

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Later, after chatting with Shanshan, she told us that it was financial management that gave her the strength to choose

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She also came into contact with financial management by chance and realized that only by making money generate money can she get rid of the moonlight

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Therefore, no matter how busy she is, she has to find time to learn how to manage money

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Starting from the basic knowledge of “money generating assets”, “money consuming assets”, “good spending” and “bad spending”, she also took notes very seriously

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After her financial notes had done enough homework, Shanshan began to try to invest

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At first, she used 500 and 1000 as the start-up funds, and she could receive a small income of 100 yuan every day, so that she could get all the money for a day’s meals

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Although she doesn’t have a lot of money, it gives Shanshan hope

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She wants to get rid of the state of being busy and poor

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As a result, she began to use a combination of financial channels to allocate funds reasonably, and now she can earn 1-2W a month even if she doesn’t work

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As you can see, this is the function of financial management, which enables an ordinary person to completely realize the counter attack of life

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Buffett said more than once: how much wealth a person can accumulate in his life does not depend on how much money you can earn, but on your ability to control money

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If you want to be rich, don’t just rely on your salary

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However, many friends want to increase their income after sleep, but they don’t know how to do it: follow suit Xiaobai type: I buy what others buy, and as a result, they are thrifty and the money saved is in a mess Conservative family type: want to manage money, but afraid to step on the pit, only dare to move Salary moonshine type: the income is too single, it is obvious that the salary is rising, but the deposit is not rising at all Have you ever thought that these are not because you are stupid, but because you use the wrong method

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Like other professional skills, financial management also requires you to learn skills comprehensively

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Blindly follow the trend to buy up or down, will only become capital leeks

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Like with the right leader, work can be smooth; married to the right husband, marriage can be happy

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Find the right teacher, financial management can also be effective! In the final analysis, you are only a good teacher and a professional class away from the “financial expert”! In order to help more ordinary people get rid of their economic troubles and increase their income after sleep, Chi Cheng, an investment veteran with 10 years of financial experience, has specially designed a systematic financial management course for zero basic financial management students – “12 day Xiaobai financial management training camp” of midui school

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The original price is 99 yuan, and now the fans of the official account only need 1 yuan

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Now join the “12 day Xiaobai financial management training camp”, let the senior professional tutor team lead you to realize financial freedom steadily from simple to deep

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One yuan can only take a bus once, buy a bottle of water and put an egg in the pie

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Here you can get a chance to restart the second half of your life, and even achieve the “financial freedom” everyone wants! Long press the QR code below to register immediately

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Only the top 100 places are allowed

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Close the entrance when you are full! Tutor Chi Cheng, a master of science and Engineering in Tsinghua University, is an investment veteran with 10 years of financial experience

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He once served as the investment manager of Sinochem Group, a large central enterprise, and successively served in several investment institutions

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The original investment model of “Fund + convertible bond + arbitrage” can be replicated, and the investment income will exceed 120% in 2020

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Chi Cheng teacher has been advocating: “to make their own comfortable money, to make their own money to sleep.”

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In 2015, he made the first 2 million yuan in the bull market and started his career investment

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In 2019, he founded the financial we media “big brother of investment banking”, which was recognized by nearly a million fans! At present, he has helped 100W + students to take the first step in financing from scratch

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Among them are college students, Baoma and aunts

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They all make their lives more comfortable through financial management

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If you are: you can join “12 days Xiaobai financial management training camp”, solve financial problems through 12 days of exclusive community online learning and one-to-one Q & a service, and open the road of wealth freedom

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Now it costs only ﹣ 1 yuan to buy a bottle of water, and you can get the opportunities of “lipstick freedom”, “chelizi freedom”, “bag freedom”, “house freedom”

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The content of the training camp is mature and perfect

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It combines theory with practice

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From 0 to 1, it takes you to establish a systematic financial management knowledge system and master the fund, real estate, stock, insurance, credit card and other contents, so that you can quickly become a financial expert.

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